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Healthcare for half, and keep your doctors.

WeShare Health gives you access to the same 1M+ doctors, specialists, and other healthcare providers nationwide for a fraction of the cost.

$11,160
Avg. family savings
1M+
Providers in network
1.7M+
Choose healthcare sharing
Google
4.6/5
based on 1,400+ Google reviews

Memberships from $90/mo

Get a free, personalized quote in minutes.

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Included perks & partners.

CVSNoomBetterHelpHelloFreshFitbodPHCS
What you get:
No waiting periods
Cancel anytime
No contracts
PHCS® PPO Network
68K+ pharmacies
Amwell Telehealth

Healthcare sharing, explained simply.

Healthcare sharing has been around for decades. It's not insurance – it's a community of people who agree to share each other's medical costs. WeShare handles the coordination so you don't have to.

01

You join the community.

Find the WeShare program that fits your household, healthcare needs, and budget.

02

You get care when you need it.

Make virtual appointments with Amwell or see a doctor in-person with our nationwide PPO network.

03

The community shares your bill.

When an eligible medical need comes up, WeShare helps guide you through the process with clear answers and real support along the way.

Healthcare for every stage of life.

WeShare Essential®

For healthy people wanting shared support for preventive care as well as unexpected illnesses and injuries.

STARTING AT
$90/mo

Virtual Care with Amwell Telehealth and BetterHelp

Emergency access to the PHCS® PPO Network of 1M+ providers

CVS Caremark™ pharmacy and MinuteClinic™

No contracts, cancel anytime

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WeShare Enhanced®

For individuals and families with ongoing medical needs or looking for robust sharing benefits.

STARTING AT
$114/mo

Everything in Essential Care

Full access to the PHCS® PPO Network of over 1M+ specialists and primary care physicians

100% shared for preventative care services like lab-work & physicals

Immediate sharing for medical needs related to pre-existing conditions

No contracts. Cancel anytime

Get my quote

WeShare Premier®

For those with pre-existing conditions that require immediate medical services or who want the most extensive sharing benefits.

STARTING AT
$151/mo

Everything in Enhanced Care

Support for pre-existing conditions with no waiting periods

Annual Member Care Share starting at $0

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WeShare Health Member Stories.

Hear from WeShare Health members about their healthcare sharing experience.

S
Sarah M.
2 weeks ago
Google review

Switching to WeShare saved my family thousands, and I kept my own doctor. The team walked me through every step.

J
James T.
1 month ago
Google review

I was skeptical about health sharing, but WeShare made it simple. Bills were handled fast and the app is easy to use.

L
Linda R.
3 weeks ago
Google review

Best decision we made this year. The savings are real and support is friendly and human — no bots, just real people.

M
Michael B.
1 month ago
Google review

After losing my job I needed affordable coverage. WeShare had me set up in minutes at a fraction of COBRA.

Google
4.6
1,482 reviews

Join millions of Americans sharing the cost of care.

People believe healthcare should be better. We believe you deserve more. Healthcare sharing is different from traditional health insurance because it is about people helping one another. That’s why over 1.7 million Americans have already switched to this more affordable approach to healthcare, achieving peace of mind for themselves and their families.

Get your quote
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Frequently asked questions.

Healthcare sharing is a modern alternative to traditional health insurance. Instead of paying premiums to an insurance company, members voluntarily make a monthly contribution to help share the eligible medical expenses of other members in the community. It's a not-for-profit, member-to-member approach to managing health care expenses.

WeShare Health is designed for individuals and families who are willing to maintain a proactive, healthy lifestyle and who agree with WeShare Health's community guidelines and shared values. Eligibility also depends on the state you live in and the specific program you're applying for. Residents of Alaska, Hawaii, Massachusetts, Montana, North Dakota or Washington are not eligible.

WeShare Health is built to be flexible for people who don't want to be locked into a long-term contract or have changing needs. You can reach out to our Member Care team at 800-900-8476 to change or cancel your membership.

Traditional insurance is a contract. You pay a premium and the insurer is legally obligated to pay covered claims. Healthcare sharing works differently — members voluntarily participate by making monthly contributions that help share eligible medical bills among members. Members may benefit from potentially lower monthly costs, more flexibility, and a community built around shared responsibility rather than profit.

You can apply to join WeShare Health at any time — there's no restricted open-enrollment window like there is with ACA marketplace plans. This flexibility is one of the reasons healthcare sharing appeals to people between jobs or those who missed a traditional enrollment deadline.

Because WeShare Health is a non-profit built to serve members rather than maximize profit, and because membership includes a screening and guidelines process, the community can offer meaningfully lower monthly costs than many traditional insurance or ACA plans — while still providing access to a large national provider network.

Find the healthcare that fits you.

Compare your options in about a minute — free, no obligation.