Most healthcare programs don't reward you for staying healthy, but WeShare Health's Healthy Discount program does. Traditional insurance premiums are set the same way whether you run five miles a week or haven't seen a doctor in years. WeShare Health takes a different approach: Members who are proactive about their health can save real money on their Monthly Contribution Amount, month after month. Here's exactly how it works and how to make the most of it.
How to Qualify
After enrollment, Members complete a short health review and blood panel --- the first test is paid for using shared dollars, so there's no out-of-pocket cost to find out if you qualify. Members whose results land in a healthy range unlock up to 20% off their Monthly Contribution Amount for a full 12 months.
What the Health Review Actually Checks
The blood panel looks at a handful of key health markers that tend to be the biggest drivers of long-term medical costs: cholesterol levels, blood sugar, blood pressure, and body mass index. These are the same markers most primary care doctors check at an annual physical, so if you've had a recent checkup, you likely already have a sense of where you stand before you even schedule the review.
If Your Results Fall Outside the Healthy Range
This isn't a one-shot opportunity. Members whose results fall outside normal ranges can work with Integrative Health Direct Primary Care, or pursue their own health goals independently, and reapply every 90 days. Many Members qualify on a later attempt after making a few targeted changes --- cutting back on sodium, adjusting a medication with their doctor, or simply staying more consistent with exercise between reviews.
Tips for Improving Your Overall Health
A few things tend to make the biggest difference between review cycles: staying hydrated and getting a full night's sleep before your appointment (both can temporarily skew blood pressure and blood sugar readings), avoiding a heavy or high-sodium meal the night before, and following up on any medication adjustments your doctor recommended after your last review. None of these guarantee a result that will make you eligible for the Healthy Discount, but they remove some of the noise that can cause a borderline reading to miss the healthy range.
Why It's Worth Doing
Beyond the monthly savings, the health review often catches things Members wouldn't have otherwise checked --- cholesterol, blood sugar, blood pressure --- turning a discount program into an early warning system for the kind of preventive care that keeps larger bills from happening in the first place. It's the kind of proactive screening that traditional insurance rarely incentivizes, and for WeShare Health Members, it does double duty: catching potential issues early while also lowering what you pay every month.
Ready to see if you qualify? Ask your Member Services representative about scheduling your Healthy Discount review by calling 800-918-7630.
